Affinity Residential
Appraisal Services

Ventura & Los Angeles Counties

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About

Affinity Residential Appraisal Services is a full-service Real Estate Appraisal firm, providing valuation services for residential properties. Our service area includes Los Angeles and Ventura Counties. We are FHA approved and State Certified Residential Real Estate Appraisers.

It doesn't matter what type of real estate is in question. Our knowledge of local neighborhoods and education as licensed appraisers make us qualified to provide home valuations in Los Angeles & Ventura counties for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.

Ventura County Coverage Areas: Los Angeles County Coverage Areas:
Simi Valley 93065, 93063 Agoura Hills 91301
Newbury Park 91320 Calabasas 91302
Oak Park 91377 West Hills 91304, 91306, 91307
Thousand Oaks & Westlake Village 91360, 91361, 91362 Woodland Hills 91303, 91367, 91364
Camarillo 93010, 93012 Reseda 91335
Moorpark 93021 Tarzana 91356
Westlake Village 91361, 91362

Expertise

We are a leading provider of real estate valuations for the mortgage lending marketplace. Armed with over 16 years of experience in Residential Appraisal services, we have a proven track record of reducing time, effort and cost in managing the appraisal process.

  • FHA/Conventional Loans
  • Establishing Fair Market Value of Residential Homes
  • Mortgage Refinancing
  • Private Mortgage Insurance Removal (PMI)
  • Property Tax Disputes
  • Loans for Home Remodeling
  • Luxury Homes & Investment Properties
  • Market Rental Valuation
  • Retrospective date of value

Services

We provide Appraisals for:

Primary & Secondary Mortgages

Mortgage Refinancing

Estate Planning

Market Rental Valuation

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Primary & Secondary Mortgages

The primary market is made up of lenders who make loans directly to consumers. They are locally-based and provide low closing costs. Primary lenders are able to do all of the underwriting and loan documentation in-house. This eliminates most of the fees associated with closing a loan in the secondary market.

The secondary market players such as Fannie Mae, Freddie Mac, and Ginnie Mae are able to offer long-term fixed rates up to 30 years with diverse down payment options.

Every potential homeowner has their own unique set of circumstances that will dictate which route is best for them. Being fully informed of all the different options is key to making the right decision.

Most residential mortgages require a Certified Residential Appraiser to value the property before a sale closes.

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Market Rental Valuation

The job of a Real Estate Appraiser is to research local rental markets in part to arrive at an estimate of market value. We use Income, Market Data & Cost Approach valuation methods for our Subject rental income property to arrive at estimated market value. You will require the services of a Certified Residential Appraiser who can help determine the market value of your home.

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Estate Planning

Estate Planning helps you plan for the future, preparing documents such as wills and trusts that govern your assets after you pass away.

Retrospective appraisals are common in date of death and estate appraisals. While retrospective appraisal is ordered for tax purposes, most families will also request a current value appraisal for sale purposes, or settlement between the estate heirs.

It is difficult to determine fair market value without knowing what homes have sold in your neighborhood in the last 6 months and which way is the market going, what are the current properties in your neighborhood that are actively on the market.

To ensure that an estate plan is fair and accurate, you will need the services of a Certified Residential Appraiser who can help determine the market value of your properties.

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Mortgage Refinancing

When you refinance, you pay off an existing mortgage with the funds from a new mortgage. The new mortgage will have a new rate and term. Refinancing helps to either lower your monthly payment or shorten your term and pay off your mortgage faster. Before a refinance is approved, the borrower is required to order a professional appraisal to assess the value of the property.

Contact Us

Location

Oak Park, CA

Phone

(818) 429 - 5096









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